Retirement Nestegg Report – December 2015

Retirement Nestegg Report – December 2015

Well another year in the books and another year of growth for my nestegg. Overall my nestegg grew by over $80,000 this year and topped the half-million mark in April.

My investments outperformed the SP500 pretty handedly this year with my nestegg investments besting the SP500 by almost 6% and my individual stock accounts besting it by almost 13% which is excellent – especially in a flat year like 2015. **note earlier version of this post incorrectly listed SP500 return without dividends

Another very positive thing is that I contributed $47,500 to my nestegg this year which is an all-time record for me as well. This is actually a little surprising for me given all of the expenses we had this year with a new baby and being in the middle of building our dream home. I definitely have $50,000 in my sites for next year – which is also what I said last year, but I still have the looming house hanging over my head so am still hanging onto a large cash cushion for surprises.

Taxable Account – $23,691.87 (+11.88%)
Traditional Rollover IRA – $31,829.74 (-3.07%)
My Roth IRA – $146,721.47 (-2.28%)
Wife Roth IRA – $82,105.95 (-0.12%)
Traditional 401k – $241,310.02 (-0.76%)

Roth/Traditional % = 43.53% (tax free)

Total Retirement Nest Egg $525,659.05 (-0.73%)
Retirement Salary (4%) – $21,026.36

Monthly Contributions $802.85 (401k)
SP500 Performance -1.75%
My Monthly Investment Performance -0.88% (+0.87% vs SP500)
My Monthly Individual Stocks Performance -0.70% (+1.05% vs SP500)

My retirement contributions for 2015 $47,506.55
401k $18,000.00
401k matching $11,206.55
My Roth IRA $5,500
Wife Roth IRA $5,500
Taxable Account $7,300

SP500 Performance for 2015 +1.38%
Investment Performance for 2015 +7.34% (+5.96% vs SP500)
Individual Stock Performance for 2015 +14.34% (+12.96% vs SP500)
Total Investment Return 2015 +$32,684.06