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Month: June 2020

Interim Retirement Nestegg Report $1.6M

Interim Retirement Nestegg Report $1.6M

Well another $100k milestone. 2020 certainly has been a crazy year and just reinforces that no one in their wildest dreams can come remotely close to predicting what will happen to the economy/stock market and you are an absolute idiot if you think you can time the market. Stay invested with a long term focus and let time work in your favor.

The market was actually down about 7% since my last milestone, but my individual stock performance was able to outperform the market and bag another $100k milestone. These are getting less and less impressive as time goes on as my nestegg has grown large enough that only 6% increases will result in another $100k. This in theory could happen in the matter of only a few days. I think once we hit $2M it will require me to go to 250k increments as I honestly will not even be able to follow my portfolio close enough to catch the 100k jumps here pretty soon.

Taxable Account Ally- $122,303.15
Taxable Fidelity – $4,610.29
Private Stock $72,000
Traditional Rollover IRA – $61,873.31
My Roth IRA – $490,244.93
Wife Roth IRA – $286,854.80
Wife 401k – $4,757.59
Traditional 401k – $559,902.91

Roth/Traditional % = 48.49% (tax free)

Total Retirement Nest Egg $1,602,546.98
Retirement Salary (4%) $64,101

$100,000 NestEgg Milestones

Date DOW Jones Value MFJ Nestegg Time to Achieve
Oct 2008 10,000 $ 69,300 29 years 2 months
Oct 2009 10,000 (+0%) $100,000 (+44%) 30 years 2 months
Feb 2012 13,000 (+30%) $200,000 (+100%) 2 years 5 months
Jul 2013 15,423 (+19%) $300,000 (+50%) 1 years 5 months
Feb 2014 16,395.88 (+6.3%) $400,000 (+33%) 7 months
April 2015 18,084.48 (+10.30%) $500,000 (+25%) 1 year 2 months
August 2016 18,636.05 (+3.05%) $600,000 (+20%) 1 year 4 months
January 2017 20,068.51 (+7.69%) $700,000 (+17%) 5 months
June 2017 $21,182.53 (+5.56%) $800,000 (+14%) 5 months
January 2018 $25,484.72(+20.31%) $900,000 (+12.5%) 7 months
May 2018 $24,667.78(-3.21%) $1,000,000 (+11.1%) 4 months
April 2019 $26,234.34 (+2.94%) $1,100,000 (+10.0%) 11 months
December 2019 $28,331.20 (+7.99%) $1,200,000 (+9.1%) 8 months
January 2020 $28,885.42(+1.96%) $1,300,000 (+8.3%) 0 months 28 days
February 2020 $28,399.81(-1.68%) $1,400,000 (+7.7%) 0 months 21 days
February 2020 $29,308.80(+3.20%) $1,500,000 (+7.14%) 0 months 15 days
June 2020 $27,049.00(-7.71%) $1,600,000 (+6.67%) 3 months 22 days
Retirement Nestegg Report May 2020

Retirement Nestegg Report May 2020

Well another banner month for my retirement nestegg to finish at an all time monthly high after putting on another 95k. Year to date so far this has been my best investing year ever with my individual stock portfolio returning 42.36% YTD compared to the SP500 YTD total of -5.77% for an outperformance of over 48% YTD!!

In even more important news as June approaches I now enter my summer off time period from work where I take an unpaid absence off work to spend time with my family for the summer months! This is the whole point of everything on this blog and all of the steps I started taking over 15 years ago to give me the freedom to worry about the important things in life instead of money.

Fidelity Taxable – $4,610.92(+24.79%)
Taxable Account- $108,668.06(+6.07%)
Private Stock $72,000 (+0.00%)
Traditional Rollover IRA – $60,454.15 (+14.50%)
My Roth IRA – $449,181.40(+7.73%)
Wife Roth IRA – $268,514.01(+7.88%)
Wife 401k – $4,513.78(+4.74%)
Traditional 401k – $527,431.04(+5.63%)

Roth/(Traditional+Taxable) % = 47.99% (tax free)

Total Retirement Nest Egg $1,495,373.36(+6.78%)
Retirement Salary (4%) $59,814

Monthly Contributions $1370.24(401k)
SP500 Performance +4.53%
My Monthly Investment Performance +6.68% (+2.15% vs SP500)
My Monthly Individual Stocks Performance +8.00% (+3.47% vs SP500)