Retirement Nestegg Report – December 2011

Retirement Nestegg Report – December 2011

Well another year in the books and a bit of a bummer the second half of the year with regards to my nestegg growth and my investment performance vs the SP500. As you will see in some follow up posts – I had two of my largest stock positions from 2010 really tank in 2011 (Netflix and Dolby). I guess the good news is despite this somewhat worst case scenario I have found out that I am diversified enough where it did not do any irreparable damage to my portfolio.

Another observation is that I only contributed $16,782 to my retirement nestegg this year and even a bulk of that came from vested employer matching contributions. This is the lowest amount I have contributed to my retirement nestegg since 2005. The reason for this is I am currently saving a boatload of money for our next house and have been putting all of our excess cash flow towards this endevour. Heading into 2012 this is something I will have to reconsider as my house savings account is now at what I think is a pretty sufficient amount.

Overall my retirement nestegg shrunk by over 1% in 2011, but as I pointed out above I don’t have any worries that I am on the wrong path or employing the wrong methodology. The stock market gyrates back and forth in the short term, but long term I like the trend that I am seeing.

Anyway here is my monthly and annual report

Traditional Rollover IRA – $14,731.10 (-0.97%)
My Roth IRA – $45,012.64 (-3.40%)
Wife Roth IRA – $22,080.12 (-0.23%)
Current Traditional 401k – $88,653.17 (-0.18%)

Roth/Traditional % = 39.36 % (tax free)

Total Retirement Nest Egg $170,477.03 (-1.13% 1 month) (+4.78% 1 year)

Monthly Contributions $693.10 (401k)
SPY Performance +0.31%
My Monthly Investment Performance -1.53% (-1.84%)
My Monthly Individual Stocks Performance -2.14% (-2.45%)

My Contributions for 2011 $16,782.97
SPY Performance for 2011 -0.18%
Investment Performance for 2011 -5.53 (-5.35%)
Individual Stock Performance for 2011 -2.29% (-2.47%)
Total Investment Return -$9,000.84

2011 Nestegg Growth