Well the odds caught up with me a month and my stocks seriously underperformed the market – almost by 10%. That being said year to date the market is up 5.33% and my nestegg has returned 15.09% and my individual stocks have returned 24.95% so not all is lost.

As I get closer to financial independence though I need to take a serious look at my allocation and see if the risk is worth the reward. So far it has been over the last 10+ years, but I also probably don’t have a clear picture of the risk I am taking on to get that reward.

Taxable Account- $53,042.38 (-7.78%)
Private Stock $66,900 (+0.00%)
Traditional Rollover IRA – $29,702.26 (-3.40%)
My Roth IRA – $246,897.87 (-5.26%)
Wife Roth IRA – $156,626.27 (-7.03%)
Wife 401k – $4,069.45 (+4.25%)
Traditional 401k – $458,743.47 (+3.85%)

Roth/Traditional % = 41.69% (tax free)

Total Retirement Nest Egg $1,015,981.70(-1.41%)
Retirement Salary (4%) $40,639

Monthly Contributions $1463.08 (401k)
SP500 Performance +3.60%
My Monthly Investment Performance -1.55% (-5.15 % vs SP500)
My Monthly Individual Stocks Performance -6.11% (-9.71% vs SP500)