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	<title>Comments on: What kind of car do you drive and why?</title>
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		<title>By: Jon</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-123650</link>
		<dc:creator>Jon</dc:creator>
		<pubDate>Thu, 07 May 2009 17:30:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-123650</guid>
		<description>1995 Escort Wagon. I bought it 3 yrs ago for $950, have put nearly 60K miles on it in this time. It is cheap to run (33-38mpg, just over 40 if you can keep it under 60mph) and has plenty of space. I can carry a climber, bow or rifle, boots, various bits of gear, AND a 130lbs buck (or doe) in the back. Yippee. And the A/C works, too. I&#039;m on 2nd set of new tires, and did have to put a water pump/timing belt in it - cheap driving. I&#039;m sold on small wagons. Escorts are good. Get the 5spd for better mpg and performance. I&#039;m hoping to get 300K out of it.</description>
		<content:encoded><![CDATA[<p>1995 Escort Wagon. I bought it 3 yrs ago for $950, have put nearly 60K miles on it in this time. It is cheap to run (33-38mpg, just over 40 if you can keep it under 60mph) and has plenty of space. I can carry a climber, bow or rifle, boots, various bits of gear, AND a 130lbs buck (or doe) in the back. Yippee. And the A/C works, too. I&#8217;m on 2nd set of new tires, and did have to put a water pump/timing belt in it &#8211; cheap driving. I&#8217;m sold on small wagons. Escorts are good. Get the 5spd for better mpg and performance. I&#8217;m hoping to get 300K out of it.</p>
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		<title>By: JohnR</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-223</link>
		<dc:creator>JohnR</dc:creator>
		<pubDate>Fri, 16 Feb 2007 00:17:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-223</guid>
		<description>I drive a 2004 ford ranger and my wife drives a 2001 Mercury Mountaineer.   I&#039;ve always heard that the best financial choice is to buy a used car (when you can afford it) that is a couple years old and then drive it till it falls apart.   So, thats what I&#039;m doing.</description>
		<content:encoded><![CDATA[<p>I drive a 2004 ford ranger and my wife drives a 2001 Mercury Mountaineer.   I&#8217;ve always heard that the best financial choice is to buy a used car (when you can afford it) that is a couple years old and then drive it till it falls apart.   So, thats what I&#8217;m doing.</p>
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		<title>By: tim</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-222</link>
		<dc:creator>tim</dc:creator>
		<pubDate>Fri, 09 Feb 2007 14:49:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-222</guid>
		<description>2004 BMW 325i.  bought it new with 6yr/100k warranty.  It&#039;s paid for.  it comes with free maint. for 6yrs/100k, which includes brakes.  why the extra warranty? we bought the extended manufacturer warranty for $1900 which was tough not to do considering repair costs.  knowing that we would be living overseas after 2 from when we bought it, leaving our vehicle with my parents for the time overseas, the extended warranty was justifiable to us since we&#039;d be driving it in the latter portion of the warranty period.  For the 2 years we drove the car, we had $0 maint costs.

we bought the bmw simply b/c we&#039;ve had great experiences in reliability in the past with bmw and my wife wanted it.  oh, i also appreciate the fact that the dealership gives me a free loaner car, free krispy kreme donuts, free starbucks coffee, free juice, and free wireless internet access for those times I just want to wait and read the newspaper.  I disgruntlingly sold my 1984 bmw 318i in 2005 with over 200k miles when my wife and I only needed one car since she started working from home.

while overseas, i&#039;m driving a toyota land cruiser.  if i were going to buy an SUV for rough conditions, i wouldn&#039;t hesitate in buying a land cruiser.  it&#039;s a fantastic vehicle.  I&#039;ve owned a Land Rover, and it was perhaps the worst purchase decision I ever made.</description>
		<content:encoded><![CDATA[<p>2004 BMW 325i.  bought it new with 6yr/100k warranty.  It&#8217;s paid for.  it comes with free maint. for 6yrs/100k, which includes brakes.  why the extra warranty? we bought the extended manufacturer warranty for $1900 which was tough not to do considering repair costs.  knowing that we would be living overseas after 2 from when we bought it, leaving our vehicle with my parents for the time overseas, the extended warranty was justifiable to us since we&#8217;d be driving it in the latter portion of the warranty period.  For the 2 years we drove the car, we had $0 maint costs.</p>
<p>we bought the bmw simply b/c we&#8217;ve had great experiences in reliability in the past with bmw and my wife wanted it.  oh, i also appreciate the fact that the dealership gives me a free loaner car, free krispy kreme donuts, free starbucks coffee, free juice, and free wireless internet access for those times I just want to wait and read the newspaper.  I disgruntlingly sold my 1984 bmw 318i in 2005 with over 200k miles when my wife and I only needed one car since she started working from home.</p>
<p>while overseas, i&#8217;m driving a toyota land cruiser.  if i were going to buy an SUV for rough conditions, i wouldn&#8217;t hesitate in buying a land cruiser.  it&#8217;s a fantastic vehicle.  I&#8217;ve owned a Land Rover, and it was perhaps the worst purchase decision I ever made.</p>
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		<title>By: Jenny</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-227</link>
		<dc:creator>Jenny</dc:creator>
		<pubDate>Sat, 03 Feb 2007 15:19:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-227</guid>
		<description>I had a 1991 chevy cavalier that rusted apart in 2004 (it was my college graduation present in 2001, inherited from my mother) but then I went and bought a new car, a Mazde 3,  for about 18,000. Since I never had to make a car payment on the old car (thanks mom!), I had enough cash saved up for the new car.

Here&#039;s why I got a new car: It&#039;s under a full warranty, and I plan on driving it until it dies (it should last at least 10 years). So, yeah, I spent more money up front, but with the basic recommended maintenance I should have no problems keeping it up. And since there were no previous owners, I didn&#039;t have to worry about somebody else abusing the car.

So far I&#039;ve spent about $150 a year on maintenance (basically, just oil changes and rotating the tires) and a couple of small things that did come up were fixed for free by the dealer. The car is reliable (consumer reports loved it), has good gas mileage, and it doesn&#039;t look like a POS so if I have to drive clients around (which has been known to happen) I don&#039;t feel like I have to apologize for it. Incidentally, it&#039;s a hatchback, so I can fit christmas trees, furniture, etc in the back if I need to but I still get good mileage.</description>
		<content:encoded><![CDATA[<p>I had a 1991 chevy cavalier that rusted apart in 2004 (it was my college graduation present in 2001, inherited from my mother) but then I went and bought a new car, a Mazde 3,  for about 18,000. Since I never had to make a car payment on the old car (thanks mom!), I had enough cash saved up for the new car.</p>
<p>Here&#8217;s why I got a new car: It&#8217;s under a full warranty, and I plan on driving it until it dies (it should last at least 10 years). So, yeah, I spent more money up front, but with the basic recommended maintenance I should have no problems keeping it up. And since there were no previous owners, I didn&#8217;t have to worry about somebody else abusing the car.</p>
<p>So far I&#8217;ve spent about $150 a year on maintenance (basically, just oil changes and rotating the tires) and a couple of small things that did come up were fixed for free by the dealer. The car is reliable (consumer reports loved it), has good gas mileage, and it doesn&#8217;t look like a POS so if I have to drive clients around (which has been known to happen) I don&#8217;t feel like I have to apologize for it. Incidentally, it&#8217;s a hatchback, so I can fit christmas trees, furniture, etc in the back if I need to but I still get good mileage.</p>
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		<title>By: Shane</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-231</link>
		<dc:creator>Shane</dc:creator>
		<pubDate>Sun, 28 Jan 2007 23:41:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-231</guid>
		<description>I drive a 2006 VW Passat that I purchased new.  I would normally say never buy a new car which I abided by for years.  I drove three different American cars (Chevy Corsica, Oldsmobile Cutless 
#1 and #2) and had the transmission go out in all three.  I would not consider myself a lead foot but regardless, it was a $1500-
$2000 expense each time.  Thankfully, I had some help from my parents but after having the last one totaled, I went on a mission to find a car that had a reliable transmission.  I spent about a month researching cars and finally settled upon a VW Jetta based upon the extremely reliable history.  Although VW&#039;s are a little more to repair when something does go wrong, they are an absolute blast to drive and will go forever.  I took the Jetta to about 130K miles and drive about 3500 miles per month for work.  I decided to finally get a Passat for the needed room in the back seat and because my drives were getting quite a bit longer for work.  The combination of all the features with it have made the drives much more comfortable.  I get about 28 mpg and bought for around 23K fully loaded.  It is paid for.  I plan on driving for 300K miles</description>
		<content:encoded><![CDATA[<p>I drive a 2006 VW Passat that I purchased new.  I would normally say never buy a new car which I abided by for years.  I drove three different American cars (Chevy Corsica, Oldsmobile Cutless<br />
#1 and #2) and had the transmission go out in all three.  I would not consider myself a lead foot but regardless, it was a $1500-<br />
$2000 expense each time.  Thankfully, I had some help from my parents but after having the last one totaled, I went on a mission to find a car that had a reliable transmission.  I spent about a month researching cars and finally settled upon a VW Jetta based upon the extremely reliable history.  Although VW&#8217;s are a little more to repair when something does go wrong, they are an absolute blast to drive and will go forever.  I took the Jetta to about 130K miles and drive about 3500 miles per month for work.  I decided to finally get a Passat for the needed room in the back seat and because my drives were getting quite a bit longer for work.  The combination of all the features with it have made the drives much more comfortable.  I get about 28 mpg and bought for around 23K fully loaded.  It is paid for.  I plan on driving for 300K miles</p>
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		<title>By: Jack</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-228</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Sun, 28 Jan 2007 15:43:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-228</guid>
		<description>I bought a 2006 Acura TSX last November as the 2007 models were being delivered. The price was a little more than I wanted to pay, but the price was under invoice at just over $25K. 

*Costco program resulted in no haggling.
*Financed through my credit union at 6%.
*I&#039;ve been adding payments to the principal every two weeks with the plan of retiring the loan in 48 instead of 60 months.
*I plan to service the car at an independent shop that specializes only in Acura/Honda vehicles (I previously worked for the owner of the shop).
*The TSX replaced a 1997 Nissan Pickup that I bought when my previous car gave out on me. The Pickup was a basic model with no A/C or other convenient features plus it had a manual transmission that I was getting tired of using. Plus all the latest safety features are lacking and the brakes are inadequate for panic stops. 
*I expect this car to last me from 5-10 years.
*One last reason/excuse is I own shares in the Honda Motor Company which manufactures the TSX.

*One caveat on buying a new car is the cost to make desirable upgrades such as tinting and front end clear film protection may be higher than you expect.</description>
		<content:encoded><![CDATA[<p>I bought a 2006 Acura TSX last November as the 2007 models were being delivered. The price was a little more than I wanted to pay, but the price was under invoice at just over $25K. </p>
<p>*Costco program resulted in no haggling.<br />
*Financed through my credit union at 6%.<br />
*I&#8217;ve been adding payments to the principal every two weeks with the plan of retiring the loan in 48 instead of 60 months.<br />
*I plan to service the car at an independent shop that specializes only in Acura/Honda vehicles (I previously worked for the owner of the shop).<br />
*The TSX replaced a 1997 Nissan Pickup that I bought when my previous car gave out on me. The Pickup was a basic model with no A/C or other convenient features plus it had a manual transmission that I was getting tired of using. Plus all the latest safety features are lacking and the brakes are inadequate for panic stops.<br />
*I expect this car to last me from 5-10 years.<br />
*One last reason/excuse is I own shares in the Honda Motor Company which manufactures the TSX.</p>
<p>*One caveat on buying a new car is the cost to make desirable upgrades such as tinting and front end clear film protection may be higher than you expect.</p>
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		<title>By: Tammy</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-226</link>
		<dc:creator>Tammy</dc:creator>
		<pubDate>Thu, 25 Jan 2007 04:07:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-226</guid>
		<description>I drive a 1995 Chrysler Concorde - paid $2000 for it two years ago.  No major issues that required fixing to date.  Even now if I were to buy another car, I would want a late 90&#039;s Grand Am because the one I drove for 6 years was my favorite car of all time.</description>
		<content:encoded><![CDATA[<p>I drive a 1995 Chrysler Concorde &#8211; paid $2000 for it two years ago.  No major issues that required fixing to date.  Even now if I were to buy another car, I would want a late 90&#8242;s Grand Am because the one I drove for 6 years was my favorite car of all time.</p>
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		<title>By: Man on a Mission</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-225</link>
		<dc:creator>Man on a Mission</dc:creator>
		<pubDate>Thu, 25 Jan 2007 01:22:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-225</guid>
		<description>I drive a 1990 GMC work van with no air conditioner or radio.  I drive it because the payment is right...$0.00!</description>
		<content:encoded><![CDATA[<p>I drive a 1990 GMC work van with no air conditioner or radio.  I drive it because the payment is right&#8230;$0.00!</p>
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		<title>By: Anonymous Coward</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-230</link>
		<dc:creator>Anonymous Coward</dc:creator>
		<pubDate>Wed, 24 Jan 2007 23:15:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-230</guid>
		<description>I drive a 2003 Chevy Trailblazer. I bought it used from my dad for $15,000 at the end of 2005.  It think it had 12K miles on it when I bought it. It hadn&#039;t been driven for about a year of that time, so it was a pretty good deal.

My wife drives a 2006 Toyota Avalon which we bought new. It is also paid for.</description>
		<content:encoded><![CDATA[<p>I drive a 2003 Chevy Trailblazer. I bought it used from my dad for $15,000 at the end of 2005.  It think it had 12K miles on it when I bought it. It hadn&#8217;t been driven for about a year of that time, so it was a pretty good deal.</p>
<p>My wife drives a 2006 Toyota Avalon which we bought new. It is also paid for.</p>
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		<title>By: edenz</title>
		<link>http://myfinancialjourney.com/archive/what-kind-of-car-do-you-drive-and-why/comment-page-1#comment-221</link>
		<dc:creator>edenz</dc:creator>
		<pubDate>Wed, 24 Jan 2007 21:28:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.myfinancialjourney.survivingkids.com/archive/what-kind-of-car-do-you-drive-and-why#comment-221</guid>
		<description>I drive a 1998? Grand Prix GT. Not my first choice of car, but I only had 2 days to pick out a new one after my previous car (1995 Neon) was totaled (I had to have a car before I went back to school). It was used - I bought it in &#039;04. It runs well, but the size is larger than I prefer. I paid cash (~5,000).

I really have no interest in a new car. I just don&#039;t see the point. My next car will probably be closer to new (closer to the model year), but I really don&#039;t care what car I drive so long at it runs well and gets good gas mileage and is cheap to insure.</description>
		<content:encoded><![CDATA[<p>I drive a 1998? Grand Prix GT. Not my first choice of car, but I only had 2 days to pick out a new one after my previous car (1995 Neon) was totaled (I had to have a car before I went back to school). It was used &#8211; I bought it in &#8217;04. It runs well, but the size is larger than I prefer. I paid cash (~5,000).</p>
<p>I really have no interest in a new car. I just don&#8217;t see the point. My next car will probably be closer to new (closer to the model year), but I really don&#8217;t care what car I drive so long at it runs well and gets good gas mileage and is cheap to insure.</p>
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