Retirement Nestegg Report November 2020

Retirement Nestegg Report November 2020

Well another all time record high for our nestegg and near all-time high for gains and percentage. It’s bonkers that a gain of $430k and 21% in a single month is not an all-time record, but no just a few months ago in August the increases were even higher. As usual a large percent of these gains were driven by the performance of Tesla stock though the market has a whole had an impressive 10.76% gain now that the election is behind us. What’s even more impressive is I wasn’t even aware that the gains this month were anything special until I did this report. Looks like yesterday was a down day so I likely surpassed the $2.5M milestone yesterday – which equates to $100k forever retirement income which is more money than we will ever need.

Going forward I just need to come up with a better plan on how I can access any of this money over the next 20 years and start dialing back the amount of time we spend working.

Fidelity Taxable – $5,466.09(+6.81%)
Taxable Account- $275,325.93(+36.09%)
Private Stock $82,500(+0.00%)
Traditional Rollover IRA – $99,887.68(+28.91%)
My Roth IRA – $876,355.03(+25.95%)
Wife Roth IRA – $485,811.18(+23.15%)
Wife 401k – $5,431.03(+11.41%)
Traditional 401k – $646,952.83(+11.47%)

Roth/(Traditional+Taxable) % = 55.37% (tax free)

Total Retirement Nest Egg $2,477,729.77(+21.28%)
Retirement Salary (4%) $99,109

Monthly Contributions $933.84(401k)
SP500 Performance +10.76%
My Monthly Investment Performance +21.24% (+10.48% vs SP500)
My Monthly Individual Stocks Performance +26.81% (+16.05% vs SP500)