Another very strong month for my retirement nestegg report despite the fact that the SP500 was slightly negative for the month. Once again my investment performance, especially my individual stocks have greatly outpaced the SP500. I also had a rather large 401k contribution this month due to a rather large bonus I received at work. I also got my annual raise (4%) which bumps up the contributions somewhat.
I have not contributed to my individual stock accounts since 2008 since we are saving for a house, yet those accounts are growing so fast that they are still outpacing my 401k where I am contributing about $15,000 a year. Maybe making me rethink that logic, but at my current contribution rate through work it is guaranteeing I am getting 100% match of my 401k contributions up to 9.5% – so in reality I am contributing 5% of my salary to get 14.5% total contribution which is pretty kick butt and hard to pass up and rely on my continued stock picking prowess to beat the essentially 100%+ match I get through work. What I should be doing is stopping saving for that stupid house.
Anyway here is the report.
Traditional Rollover IRA – $14,191.79 (+4.15%)
My Roth IRA – $50,545.87 (+4.39%)
Wife Roth IRA – $28,615.95 (+1.41%)
Current Traditional 401k – $91,874.98 (+3.99%)
Roth/Traditional % = 42.73 % (tax free)
Total Retirement Nest Egg $185,228.59 (+3.70%)
Monthly Contributions $2,740.04 (401k)
SPY Performance -0.04%
My Monthly Investment Performance +2.17% (+2.21%)
My Monthly Individual Stocks Performance +3.42% (+3.46%)