Well 2013 is off with a bang. The SP 500 gained over 5% this month alone and my investments actually did a little bit better than that (thank you Netflix). My retirement nestegg also hit an all-time high and I’m starting to creep up on the 1/4 million dollar mark which is exciting. I also maxed out my Roth IRA this month for 2012 and today will be making a contribution to max out my wife’s Roth IRA for 2012 so things are good on the contribution front again after lapsing for a stretch while saving for land/house I have yet to buy.
No real big changes expected going forward but I am once again considering opening a taxeable account since 100% of my investments are in tax-deferred retirement accounts and I will not have access to them until I am 59.5 which would make retiring early a challenge so I think eventually I will also add a taxable account to the mix so that I have more options.
Traditional Rollover IRA – $16,577.37 (+2.82%)
My Roth IRA – $64,575.52(+10.71%)
Wife Roth IRA – $33,161.63 (+7.81%)
Traditional 401k – $127,272.89 (+4.96%)
Roth/Traditional % = 38.88% (tax free)
Total Retirement Nest Egg $241,587.41 (+6.67%)
Monthly Contributions $715.28 (401k) $2500 (My Roth IRA)
SPY Performance +5.04%
My Monthly Investment Performance +5.25% (+0.21%)
My Monthly Individual Stocks Performance +6.27% (+1.23%)