Retirement Nestegg Report – January 2012
Well a really good month for my retirement nestegg growth and my investment performance against the SP500. I had been on a bit of a losing streak (4 months in a row) – but I snapped out of that slump with a pretty good result this month. It probably had something to do with the fact that Netflix rebounded nearly 75% this last month alone 🙂
As I’ve mentioned earlier I really don’t track my stocks or my portfolios that closely and I really only do these monthly reports for my own benefit so I can look back at periods like 2008-09 or the end of 2011 where things may have looked so doom and gloom and be able to take that data point and pull it out into a longer term view and show just how trivial those movements are in the long term and how there is no reason to get excited over these short term fluctuations. I don’t alter or judge my investment strategy just because it performs poorly for a few months or a year or two. I look at the larger picture and tune out all of the short term noise and look at where I want to be 20 years down the road and what investments are going to take me there.
Anyway here is my monthly report.
Traditional Rollover IRA – $15,799.88 (+7.23%)
My Roth IRA – $50,401.28 (+11.97%)
Wife Roth IRA – $25,116.39 (+13.75%)
Current Traditional 401k – $94,502.14 (+6.60%)
Roth/Traditional % = 40.64% (tax free)
Total Retirement Nest Egg $185,819.69 (+9.00%)
Monthly Contributions $699.08 (401k)
SPY Performance +4.64%
My Monthly Investment Performance +8.59% (+3.95%)
My Monthly Individual Stocks Performance +11.60% (+6.96%)