Retirement Nestegg Report December 2016

Retirement Nestegg Report December 2016

Overall a pretty disappointing year for my Retirement Nestegg. My investments greatly underperformed the market and the market was up a nice amount this year. Overall this is an anomaly based on my previous 10+ years of investing and will not cause me to make any rash changes to my investment philosophy. It is still frustrating though especially when my account is large enough now where even average investment performance probably would have pushed me over the $700k mark.

One area where I knocked it out of the park this year was in my investment contributions. I contributed a record $67,350 to my retirement accounts this year. Part of this was a $25,000 contribution I made to a taxable account with left over money we had after building our house. Overall I want to continue to bump up our taxable account as we start ramping up for early retirement.

Taxable Account- $43,553.69 (+2.25%)
Private Stock $60,000 (+0.00%)
Traditional Rollover IRA – $29,225.55 (-5.47%)
My Roth IRA – $150,481.80 (+0.83%)
Wife Roth IRA – $85,092.60 (+4.94%)
Traditional 401k – $302,111.57 (+2.06%)

Roth/Traditional % = 35.43% (tax free)

Total Retirement Nest Egg $670,465.21(+1.60%)
Retirement Salary (4%) – $26,818

Monthly Contributions $653.13 (401k)
SP500 Performance +1.82%
My Monthly Investment Performance +1.51% (-0.31% vs SP500)
My Monthly Individual Stocks Performance +1.48% (-0.34% vs SP500)

My retirement contributions for 2016 $67,350.70
401k $18,000.00
401k matching $12,350.70
My Roth IRA $5,500
Wife Roth IRA $5,500
Taxable Account $26,000

SP500 Performance for 2016 +9.54%
Investment Performance for 2016 +3.32% (-6.22% vs SP500)
Individual Stock Performance for 2016 -4.57% (-14.11% vs SP500)
Total Investment Return 2016 +$17,455.46

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