Retirement Nestegg Report – December 2014

Retirement Nestegg Report – December 2014

Well another close to another year and more nestegg growth – though not quite as spectacular as 2013. Overall my investment performance trailed the SP500 slightly this year, but after last year’s insane outperformance I can’t be too sad.

One thing I am proud of is that I contributed the most I ever have to my retirement accounts in a single year by a significant margin. It’s sort of funny how writing out a check for $131,000 for some land would give me the financial freedom to start concentrating on my retirement accounts again. This year I contributed $43,456 to my nestegg, which is nearly $17k better than last year and $13k better than my previous best year (2008).

Going into 2015 I will be building a house, but my goal is to try to contribute $50k to my nestegg.

Taxable Account – $9,707.70 (+50.55%)
Traditional Rollover IRA – $35,207.88 (+0.00%)
My Roth IRA – $117,783.54 (-1.84%)
Wife Roth IRA – $69,985.38 (-1.47%)
Traditional 401k – $212,783.94 (+2.34%)

Roth/Traditional % = 43.39% (tax free)

Total Retirement Nest Egg $445,468.44 (+1.10% 1 month +21.43% 1 year)
Retirement Salary (4%) – $17,818.73

Monthly Contributions $3,499.05 (401k) $3,250.00 (Taxable)
SPY Performance -0.42%
My Monthly Investment Performance -0.43% (-0.01% vs SP500)
My Monthly Individual Stocks Performance -1.40% (-1.02% vs SP500)

My contributions for 2014 $43,456.85
401k $10,122.60
401k matching $11,084.26
My Roth IRA $5,501
Wife Roth IRA $5,500
My Traditional IRA $5,499
Taxable Account $5,750

SP500 Performance for 2014 +11.54%
Investment Performance for 2014 +8.91% (-2.63% vs SP500)
Individual Stock Performance for 2014 +7.91% (-3.63% vs SP500)
Total Investment Return 2014 +$35,169.05

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