Retirement Nestegg Report – December 2012

Well always fun to end the year with all-time new high for my retirement nestegg. 2012 was a big year for my retirement account. I broke 200,000 for the first time, I started contributing to my Roth IRAs again (after taking a hiatus saving for a house), and I had my 4th child. My investment performance wasn’t exactly where I’d like it to be, but I know investing lots of my money into individual stocks I will get some wild swings during shorter periods of time (1 year) and overall my confidence is growing with my ability to pick individual stocks over the long term.

I was also kind of amazed that I had contributed over $25,000 to my retirement accounts this year – I didn’t even remember/notice anything special in this regard. Part of it is my employer’s very generous 401k matching program and the other is saving is so automatic for our household that you can save $25,000+ and not even realize it – which just a few years ago when I started this blog would have blown my mind.

Traditional Rollover IRA – $16,122.50 (+4.17%)
My Roth IRA – $58,330.93(+6.60%)
Wife Roth IRA – $30,760.30 (+0.83%)
Traditional 401k – $121,258.03 (+2.30%)

Roth/Traditional % = 38.88% (tax free)

Total Retirement Nest Egg $226,471.76 (+3.30% 1 month) (+32.85% 1 year)

Monthly Contributions $715.28 (401k)
SPY Performance +0.18%
My Monthly Investment Performance +2.98% (2.80%)
My Monthly Individual Stocks Performance +4.48% (+4.30%)

My Contributions for 2012 $25,099.48
SPY Performance for 2012 +13.47%
Investment Performance for 2012 +18.12% (+4.65%)
Individual Stock Performance for 2012 +10.25% (-3.22%)
Total Investment Return 2012 +$30,895.25

2012 Retirement Nestegg Growth

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