Retirement Nestegg Report – August 2015

Retirement Nestegg Report – August 2015

Well there were a few exciting days during the last month. There was the flash crash where stocks fell for like 30 minutes and the media ran with it for the entire month. With the volatility in the market I thought it was a very good time to get some more money into the market and I added $8,000 in contributions to our Roth IRAs this month. I was not able to get it all invested, but did take advantage of a few of the dips to buy some more Solar City and Tesla stock. Overall this month my accounts fell some, but I was still able to outperform the SP500. I still have another $1k I can contribute this year to my Roth IRA as well as about $3k in cash so hopefully we have some more precipitous drops in our near future. Overall for the year including 401k matching I have been able to add just under $42,000 to our retirement accounts this year, which I found really encouraging as I feel like this has been an expensive year for our family with the new baby, building a house, and some other family emergencies.

Taxable Account – $22,776.99 (+6.23%)
Traditional Rollover IRA – $37,145.15 (-6.96%)
My Roth IRA – $152,891.90 (-3.04%)
Wife Roth IRA – $84,476.02 (-3.29%)
Traditional 401k – $227,385.17 (-5.21%)

Roth/Traditional % = 45.24% (tax free)

Total Retirement Nest Egg $524,675.23 (-3.96%)
Retirement Salary (4%) – $20,987.01

Monthly Contributions $1,716.64 (401k) $3,500 (Wife Roth IRA) $4,500 (My Roth IRA)
SP500 Performance -6.26%
My Monthly Investment Performance -5.73% (+0.53% vs SP500)
My Monthly Individual Stocks Performance -5.58% (+0.68% vs SP500)

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