Well the market was down 4.5% this month and while I don’t really care about month to month fluctuations it was very nice to see that my nestegg was only down 2% this month. I am very glad I took the time to break out my performance of my investments and compare it to the market in general because I’m finding out that whatever system I have with regard to individual stocks is actually paying off for me with regard to the extra time and risk put into it. Also by always comparing my performance to a relative benchmark I can take a look at a relatively bad month overall for the market that probably would make a lot of people upset and feel very happy that I handily beat the market this month.
Anyway here is my report.
Traditional Rollover IRA – $11,000.91 (-3.31%)
My Roth IRA – $34,823.83 (-0.77%)
Wife Roth IRA – $19,711.32 (-0.27%)
Current Traditional 401k – $63,378.18 (-2.83%)
Roth/Traditional % = 42.81 % (tax free)
Total Retirement Nest Egg $128,914.24 (-1.93%)
Monthly Contributions $605.84 (401k)
SPY Performance -4.50%
My Monthly Investment Performance -2.40% (+2.10%)
My Monthly Individual Stocks Performance -1.06% (+3.44%)