Well the good news is that my retirement nestegg grew again this month, the bad news is it was only because I contributed nearly $8,000 to my retirement accounts. That being said it felt good to max out my and my wife’s Roth IRAs again and give me some more cash to invest into the market. My performance overall and vs the SP500 was lacking this month, but that is to be expected on a short term period like a month.
On another positive note I signed up a for a new service called SigFig which is a really cool service for tracking your investments and it makes me feel good because my percentages that I calculate in these monthly reports actually matched up with what SigFig calculated. It gave me great insight into my investment accounts and gives me a really clear picture about how my individual stock accounts have soundly trounced the SP500 and how my 401k has trailed it pretty miserably so it has me thinking I may at some point in the future just follow my own advice with mutual funds and stick all of my money in a vanguard target retirement index fund.
Traditional Rollover IRA – $18,018.35 (-5.34%)
My Roth IRA – $57,899.65 (+7.03%)
Wife Roth IRA – $29,611.21 (+2.77%)
Traditional 401k – $109,073.32 (+0.05%)
Roth/Traditional % = 40.96% (tax free)
Total Retirement Nest Egg $213,640.35 (+1.76%)
Monthly Contributions $715.28 (401k) $2,000 (Wife Roth IRA) $5,000 (Jeremy Roth IRA)
SPY Performance -0.68%
My Monthly Investment Performance -1.91% (-1.23%)
My Monthly Individual Stocks Performance -3.33% (-2.65%)