Well the insanity continues and just 5 days after we hit the $1.7M milestone our nestegg has hit $1.8M. In fact in less than 3 trading days our nestegg has grown by over $130,000 (actually closer to $150k by the time I finish this blog post).

Two big take aways for me are – you can’t time the market as no one in their right mind could have predicted what has gone down in 2020 and secondly compound growth is incredibly powerful. It took me a very long time and lots of sacrifice and saving to accumilate $100,000 by age 30, and now in 2 trading days with zero effort from my side to accumulate an even larger amount while both my wife and I are off for the summer and have no income coming in.
Very powerful.

Edit: After publishing it occurred to me that the Dow is still not back to April 2019 levels and yet our nestegg has grown from $1.1M to $1.8M while the Dow is slightly down. I’m not exactly sure what to make of this other than our individual stocks have been adding an insane amount of growth during this time and as much as I advise against investing in individual stocks I have lucked out tremendously and we have benefited from them.

Taxable Account Ally- $148,001.91
Taxable Fidelity – $5,646.07
Private Stock $72,000
Traditional Rollover IRA – $75,047.27
My Roth IRA – $594,993.36
Wife Roth IRA – $349,723.63
Wife 401k – $4,647.64
Traditional 401k – $550,254.38

Roth/Traditional % = 52.47% (tax free)

Total Retirement Nest Egg $1,800,341.26
Retirement Salary (4%) $72,013

$100,000 NestEgg Milestones

Date	DOW Jones Value	MFJ Nestegg	Time to Achieve
Oct 2008	10,000	$ 69,300	29 years 2 months
Oct 2009	10,000 (+0%)	$100,000 (+44%)	30 years 2 months
Feb 2012	13,000 (+30%)	$200,000 (+100%)	2 years 5 months
Jul 2013	15,423 (+19%)	$300,000 (+50%)	1 years 5 months
Feb 2014	16,395.88 (+6.3%)	$400,000 (+33%)	7 months
April 2015	18,084.48 (+10.30%)	$500,000 (+25%)	1 year 2 months
August 2016	18,636.05 (+3.05%)	$600,000 (+20%)	1 year 4 months
January 2017	20,068.51 (+7.69%)	$700,000 (+17%)	5 months
June 2017	$21,182.53 (+5.56%)	$800,000 (+14%)	5 months
January 2018	$25,484.72(+20.31%)	$900,000 (+12.5%)	7 months
May 2018	$24,667.78(-3.21%)	$1,000,000 (+11.1%)	4 months
April 2019	$26,234.34 (+2.94%)	$1,100,000 (+10.0%)	11 months
December 2019	$28,331.20 (+7.99%)	$1,200,000 (+9.1%)	8 months
January 2020	$28,885.42(+1.96%)	$1,300,000 (+8.3%)	0 months 28 days
February 2020	$28,399.81(-1.68%)	$1,400,000 (+7.7%)	0 months 21 days
February 2020	$29,308.80(+3.20%)	$1,500,000 (+7.14%)	0 months 15 days
June 2020	$27,049.00(-7.71%)	$1,600,000 (+6.67%)	3 months 22 days
July 2020	$25,884.15(-4.31%)	$1,700,000 (+6.25%)	0 months 21 days
July 2020	$26,209.81(+1.26%)	$1,800,000 (+5.88%)	0 months 5 days