Interim Retirement Nestegg Report $1.2M

Interim Retirement Nestegg Report $1.2M

Well it took 8 months to hit my next 100k milestone this time, but today my retirement nestegg hit a valuation of $1.2M. Despite the really good market performance my nestegg has actually grown slower the last two milestones than it did the previous 4 milestones. I actually went ahead and added a new column to my table to track the time between milestones.

Part of this is probably because I am not contributing nearly as much to my retirement accounts these days. Previously I was doing a little bit more of the heavy lifting and now I’m sort of doing the bare minimum and letting the nestegg do the heavy lifting on it’s own.

Despite this I expect we should have a new record between milestones coming up here in the future. In fact at some point in the future I expect to be writing two of these types of reports in the same month!

Taxable Account- $66,591.53
Private Stock $72,000
Traditional Rollover IRA – $43,223.63
My Roth IRA – $294,222.91
Wife Roth IRA – $187,810.82
Wife 401k – $4,663.90
Traditional 401k – $544,146.32

Roth/Traditional % = 39.75% (tax free)

Total Retirement Nest Egg $1,212,659.11
Retirement Salary (4%) $48,506

$100,000 NestEgg Milestones

Date DOW Jones Value MFJ Nestegg Time to Achieve
Oct 2008 10,000 $ 69,300 29 years 2 months
Oct 2009 10,000 (+0%) $100,000 (+44%) 30 years 2 months
Feb 2012 13,000 (+30%) $200,000 (+100%) 2 years 5 months
Jul 2013 15,423 (+19%) $300,000 (+50%) 1 years 5 months
Feb 2014 16,395.88 (+6.3%) $400,000 (+33%) 7 months
April 2015 18,084.48 (+10.30%) $500,000 (+25%) 1 year 2 months
August 2016 18,636.05 (+3.05%) $600,000 (+20%) 1 year 4 months
January 2017 20,068.51 (+7.69%) $700,000 (+17%) 5 months
June 2017 $21,182.53 (+5.56%) $800,000 (+14%) 5 months
January 2018 $25,484.72(+20.31%) $900,000 (+12.5%) 7 months
May 2018 $24,667.78(-3.21%) $1,000,000 (+11.1%) 4 months
April 2019 $26,234.34 (+2.94%) $1,100,000 (+10.0%) 11 months
December 2019 $28,331.20 (+7.99%) $1,200,000 (+9.1%) 8 months