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Category: Financial Reports

Retirement Nestegg Report March 2017

Retirement Nestegg Report March 2017

Another record high for me this month and despite very flat performance by the market as a whole, but my individual stock performance greatly exceeded the market this month, which is good because overall they haven’t been too hot the last year or more. Compounding is still cool and big numbers keep getting bigger. Look forward to this trend continuing.

Taxable Account- $46,806.77 (+3.94%)
Private Stock $63,100 (+5.17%)
Traditional Rollover IRA – $28,825.18 (-0.54%)
My Roth IRA – $167,658.53 (+2.30%)
Wife Roth IRA – $98,951.59 (+6.90%)
Traditional 401k – $332,169.12 (+1.63%)

Roth/Traditional % = 36.15% (tax free)

Total Retirement Nest Egg $737,511.19 (+2.82%)
Retirement Salary (4%) $29,500

Monthly Contributions $8,291.21 (401k)
SP500 Performance -0.04%
My Monthly Investment Performance +1.66%% (+1.70% vs SP500)
My Monthly Individual Stocks Performance +3.81% (+3.85% vs SP500)

Retirement Nestegg Report February 2017

Retirement Nestegg Report February 2017

Taxable Account- $45,034.40 (+0.66%)
Private Stock $60,000 (+0.00%)
Traditional Rollover IRA – $28,980.84 (+2.24%)
My Roth IRA – $163,891.10 (+3.12%)
Wife Roth IRA – $92,566.97 (+3.07%)
Traditional 401k – $326,841.20 (+2.84%)

Roth/Traditional % = 35.75% (tax free)

Total Retirement Nest Egg $717,304.51 (+3.58%)
Retirement Salary (4%) $28,692

Monthly Contributions $1,371.16 (401k)
SP500 Performance +3.72%
My Monthly Investment Performance +3.38% (-0.34% vs SP500)
My Monthly Individual Stocks Performance +2.68% (-1.04% vs SP500)

Retirement Nestegg Report January 2017

Retirement Nestegg Report January 2017

Well another new year and another new high for my nestegg and the best part is this time it was actually my portfolio doing the work. My investments soundly trounced the market this month after falling behind most of last year. Let’s hope this trend continues.

Taxable Account- $44,740.58 (+2.73%)
Private Stock $60,000 (+0.00%)
Traditional Rollover IRA – $28,346.37 (-3.01%)
My Roth IRA – $158,937.29 (+0.83%)
Wife Roth IRA – $89,806.94 (+5.54%)
Traditional 401k – $310,689.53 (+2.84%)

Roth/Traditional % = 35.43% (tax free)

Total Retirement Nest Egg $692,520.71(+3.29%)
Retirement Salary (4%) – $27,700

Monthly Contributions $1,371.16 (401k)
SP500 Performance +1.79%
My Monthly Investment Performance +3.09% (+1.30% vs SP500)
My Monthly Individual Stocks Performance +4.37% (+2.58% vs SP500)

Interim Retirement Nestegg Report – I broke $700,000

Interim Retirement Nestegg Report – I broke $700,000

Well this is more like it. Only 5 months after surpassing the $600k mark I have now surpassed the $700k mark. Part of this is cheating due to the fact that I now include some private stock that was not previously included in my 600k report, but I will take it. It is also interesting that the DOW broke 20,000 for the first time today and the first time I broke $100,000 the DOW was at 10,000 so while the DOW has doubled in size my retirement nestegg has septupled in size. Given the size of my nestegg and the size of my contributions I should now expect to be breaking threw new $100k barriers at least once a year in up years going forward and it will only get easier from there.

Taxable Account – $47,266.28
Private Stock – $60,000
Traditional Rollover IRA – $30,426.88
My Roth IRA – $162,737.58
Wife Roth IRA – $92,116.91
Traditional 401k – $309,917.66

Total Retirement Nestegg – $702,465.31

$100,000 NestEgg Milestones

Date DOW Jones Value MFJ Nestegg
Oct 2008 10,000 $ 69,300
Oct 2009 10,000 (+0%) $100,000 (+44%)
Feb 2012 13,000 (+30%) $200,000 (+100%)
Jul 2013 15,423 (+19%) $300,000 (+50%)
Feb 2014 16,395.88 (+6.3%) $400,000 (+33%)
April 2015 18,084.48 (+10.30%) $500,000 (+25%)
August 2016 18,636.05 (+3.05%) $600,000 (+20%)
January 2017 20,068.51 (+7.69%) $700,000 (+17%)
Retirement Nestegg Report December 2016

Retirement Nestegg Report December 2016

Overall a pretty disappointing year for my Retirement Nestegg. My investments greatly underperformed the market and the market was up a nice amount this year. Overall this is an anomaly based on my previous 10+ years of investing and will not cause me to make any rash changes to my investment philosophy. It is still frustrating though especially when my account is large enough now where even average investment performance probably would have pushed me over the $700k mark.

One area where I knocked it out of the park this year was in my investment contributions. I contributed a record $67,350 to my retirement accounts this year. Part of this was a $25,000 contribution I made to a taxable account with left over money we had after building our house. Overall I want to continue to bump up our taxable account as we start ramping up for early retirement.

Taxable Account- $43,553.69 (+2.25%)
Private Stock $60,000 (+0.00%)
Traditional Rollover IRA – $29,225.55 (-5.47%)
My Roth IRA – $150,481.80 (+0.83%)
Wife Roth IRA – $85,092.60 (+4.94%)
Traditional 401k – $302,111.57 (+2.06%)

Roth/Traditional % = 35.43% (tax free)

Total Retirement Nest Egg $670,465.21(+1.60%)
Retirement Salary (4%) – $26,818

Monthly Contributions $653.13 (401k)
SP500 Performance +1.82%
My Monthly Investment Performance +1.51% (-0.31% vs SP500)
My Monthly Individual Stocks Performance +1.48% (-0.34% vs SP500)

My retirement contributions for 2016 $67,350.70
401k $18,000.00
401k matching $12,350.70
My Roth IRA $5,500
Wife Roth IRA $5,500
Taxable Account $26,000

SP500 Performance for 2016 +9.54%
Investment Performance for 2016 +3.32% (-6.22% vs SP500)
Individual Stock Performance for 2016 -4.57% (-14.11% vs SP500)
Total Investment Return 2016 +$17,455.46

Retirement Nestegg Report November 2016

Retirement Nestegg Report November 2016

Well another all-time high for my nestegg, but another month of disappointing performance by my individual stock holdings. Overall this year my stocks have trailed the market quite significantly in part to under performance by some of my key holdings like Tesla, Chipotle, Under Armour, Netflix and others. Overall I am not too concerned but it does get frustrating watching the market beat me month after month in 2016. The good news is I have about half of my portfolio in market index funds so not all hope is lost and so far over longer periods of time I still have outperformed by quite a significant margin with my individual stocks, but this is not one of those years. Luckily though I feel as confident as ever that the aforementioned under performing stocks will greatly reward me in the future.

Taxable Account- $42,594.38 (+3.44%)
Private Stock $60,000 (+0.00%)
Traditional Rollover IRA – $30,915.37 (+9.14%)
My Roth IRA – $149,245.46 (+2.90%)
Wife Roth IRA – $81,088.55 (-1.50%)
Traditional 401k – $296,022.09 (+4.78%)

Roth/Traditional % = 35.43% (tax free)

Total Retirement Nest Egg $659,865.85(+3.20%)
Retirement Salary (4%) – $26,394

Monthly Contributions $1,371.16 (401k)
SP500 Performance +3.42%
My Monthly Investment Performance +2.99% (-0.43% vs SP500)
My Monthly Individual Stocks Performance +2.35% (-1.07% vs SP500)

Retirement Nestegg Report October 2016

Retirement Nestegg Report October 2016

Taxable Account- $41,179.18 (-5.75%)
Private Stock $60,000 (+0.00%)
Traditional Rollover IRA – $28,325.27 (-8.74%)
My Roth IRA – $145,046.18 (-1.68%)
Wife Roth IRA – $82,327.47 (+0.89%)
Traditional 401k – $282,527.68 (-2.24%)

Roth/Traditional % = 35.43% (tax free)

Total Retirement Nest Egg $639,405.78(-2.06%)
Retirement Salary (4%) – $25,576

Monthly Contributions $1,371.16 (401k)
SP500 Performance -1.94%
My Monthly Investment Performance -2.27% (-0.33% vs SP500)
My Monthly Individual Stocks Performance -2.30% (-0.36% vs SP500)