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Category: Financial Reports

Retirement Nestegg Report June 2019

Retirement Nestegg Report June 2019

Well this month basically reversed last months drop and I’m basically back to where I was at the end of April. My 401k contributions have been dialed back as I will be taking most of the summer off and want to conserve our cash flow without much income coming in. Other than that it’s business as usual.

Taxable Account- $55,020.46(+12.35%)
Private Stock $72,000 (+0.00%)
Traditional Rollover IRA – $43,935.23(+12.35%)
My Roth IRA – $270,194.45(+9.10%)
Wife Roth IRA – $173,063.52(+8.88%)
Wife 401k – $4,295.39(+7.02%)
Traditional 401k – $499,855.11(+7.04%)

Roth/Traditional % = 39.63% (tax free)

Total Retirement Nest Egg $1,118,364.16(+7.78%)
Retirement Salary (4%) $44,734

Monthly Contributions $903.30(401k)
SP500 Performance +6.89%
My Monthly Investment Performance +7.69% (+0.80% vs SP500)
My Monthly Individual Stocks Performance +9.61% (+2.72% vs SP500)

Retirement Nestegg Report May 2019

Retirement Nestegg Report May 2019

Well a little bit of a rough month for my retirement nestegg as it decreased nearly $80,000 this month. I feel pretty good about the fact that my nestegg is big enough to lose $80,000 in a single month. Some day I hope to lose much more in a single month 🙂

While my retirement nestegg might not be headed the right direction this month, my overall retirement journey made a pretty big leap forward as my employer approved me going part-time this summer with the idea that I will be taking a significant portion of the summer completely off. This will allow me to enjoy the summer with my kids and well yeah is the whole point of why I save and invest. I have the flexibility to choose enjoying life and not having to worry about money and that is an amazing feeling.

Taxable Account- $48,973.88(-11.09%)
Private Stock $72,000 (+0.00%)
Traditional Rollover IRA – $39,104.67(-7.41%)
My Roth IRA – $247,652.39(-8.89%)
Wife Roth IRA – $158,949.94(-7.72%)
Wife 401k – $4,013.68(-6.38%)
Traditional 401k – $466,968.11(-6.43%)

Roth/Traditional % = 39.76% (tax free)

Total Retirement Nest Egg $1,037,662.67(-7.08%)
Retirement Salary (4%) $41,507

Monthly Contributions $1,856.78(401k)
SP500 Performance -6.58%
My Monthly Investment Performance -7.24% (-0.66% vs SP500)
My Monthly Individual Stocks Performance -8.62% (-2.04% vs SP500)

Retirment Nestegg Report April 2019

Retirment Nestegg Report April 2019

Another all-time high, but subpar performance by my individual stocks this month probably primarily due to Tesla. My 401k is now within spitting distance of $500k which is kind of neat as it’s only taken 12 years at my company to amass that amount despite not coming remotely close to maxing it out most of the years I have worked there.

Taxable Account- $55,083.31(-2.75%)
Private Stock $72,000 (+0.00%)
Traditional Rollover IRA – $42,232.86(+3.55%)
My Roth IRA – $271,799.61(2.66%)
Wife Roth IRA – $172,249.14(+2.36%)
Wife 401k – $4,287.24(+4.02%)
Traditional 401k – $499,050.59(+4.45%)

Roth/Traditional % = 39.76% (tax free)

Total Retirement Nest Egg $1,116,702.75(+2.98%)
Retirement Salary (4%) $44,668

Monthly Contributions $3,742.25(401k)
SP500 Performance +3.93%
My Monthly Investment Performance +2.64% (-1.29% vs SP500)
My Monthly Individual Stocks Performance +2.06% (-1.87% vs SP500)

Interim Retirement Nestegg Report $1.1M

Interim Retirement Nestegg Report $1.1M

Well it took a bit longer to hit this milestone than maybe I expected. In fact it this was the longest between 100k milestones since I went from $500k to 600k. At this point in my nest egg’s life the market is much more in control of that than I am so I shouldn’t get too worked up about how fast or slow I hit milestones. The work has been done and now I’m just the captain of a big growing ship with tiny rudder which I guess was the whole point.

Taxable Account- $57,861.00
Private Stock $72,000
Traditional Rollover IRA – 41,307.01
My Roth IRA – $270,628.96
Wife Roth IRA – $170,661.10
Wife 401k – $4,169.32
Traditional 401k – $483,562.00

Roth/Traditional % = 40.11% (tax free)

Total Retirement Nest Egg $1,100,189.39
Retirement Salary (4%) $44,000

$100,000 NestEgg Milestones

Date DOW Jones Value MFJ Nestegg
Oct 2008 10,000 $ 69,300
Oct 2009 10,000 (+0%) $100,000 (+44%)
Feb 2012 13,000 (+30%) $200,000 (+100%)
Jul 2013 15,423 (+19%) $300,000 (+50%)
Feb 2014 16,395.88 (+6.3%) $400,000 (+33%)
April 2015 18,084.48 (+10.30%) $500,000 (+25%)
August 2016 18,636.05 (+3.05%) $600,000 (+20%)
January 2017 20,068.51 (+7.69%) $700,000 (+17%)
June 2017 $21,182.53 (+5.56%) $800,000 (+14%)
January 2018 $25,484.72(+20.31%) $900,000 (+12.5%)
May 2018 $24,667.78(-3.21%) $1,000,000 (+11.1%)
April 2019 $26,234.34 (+2.94%) $1,100,000 (+10.0%)
Retirement Nestegg Report March 2019

Retirement Nestegg Report March 2019

Small growth in my retirement nestegg and some slightly less than stellar investment performance – especially in my 401k which seems strange given I’m in index funds there for most part. I got a boost of over $9k in 401k contributions this month due to an annual matching contribution that hit my account this month. Next 100k milestone should be just around the corner.

Taxable Account- $56,643.55 (-3.59%)
Private Stock $72,000 (+6.67%)
Traditional Rollover IRA – $40,785.98 (+6.15%)
My Roth IRA – $264,756.03(2.10%)
Wife Roth IRA – $168,278.22 (+1.13%)
Wife 401k – $4,121.42 (+1.69%)
Traditional 401k – $477,798.06 (+2.20%)

Roth/Traditional % = 40.09% (tax free)

Total Retirement Nest Egg $1,084,383.26 (+2.11%)
Retirement Salary (4%) $43,395

Monthly Contributions $9,314.91 (401k)
SP500 Performance +1.79%
My Monthly Investment Performance +1.23% (-0.56% vs SP500)
My Monthly Individual Stocks Performance +1.45% (-0.24% vs SP500)

Retirement Nestegg Report February 2019

Retirement Nestegg Report February 2019

Another strong month for my retirement nestegg and performance of my investments with my nestegg getting close to setting new all time highs.

Taxable Account- $58,750.59 (+4.45%)
Private Stock $67,500 (+0.90%)
Traditional Rollover IRA – $38,421.40 (+14.11%)
My Roth IRA – $259,315.26(+4.36%)
Wife Roth IRA – $166,401.38 (+5.73%)
Wife 401k – $4,053.1 (+3.42%)
Traditional 401k – $467,530.19 (+4.16%)

Roth/Traditional % = 40.09% (tax free)

Total Retirement Nest Egg $1,061,971.92 (+4.58%)
Retirement Salary (4%) $42,478

Monthly Contributions $2,340.92 (401k)
SP500 Performance +2.97%
My Monthly Investment Performance +4.35% (+1.38% vs SP500)
My Monthly Individual Stocks Performance +5.47% (+2.50% vs SP500)

Retirement Nestegg Report January 2019

Retirement Nestegg Report January 2019

Well the last three Januarys have been pretty good to the retirement nestegg. My portfolio all of the losses from December and bounced back up into 7 figures.

Taxable Account- $56,249.81 (+3.22%)
Private Stock $66,900 (+0.00%)
Traditional Rollover IRA – $33,670.55 (+9.16%)
My Roth IRA – $248,483.35(+10.76%)
Wife Roth IRA – $157,384.69 (+12.29%)
Wife 401k – $3,918.97 (+12.07%)
Traditional 401k – $448,846.25 (-0.32%)

Roth/Traditional % = 39.97% (tax free)

Total Retirement Nest Egg $1,015,453.62 (+9.10%)
Retirement Salary (4%) $40,618

Monthly Contributions $2,340.92 (401k)
SP500 Performance +7.87%
My Monthly Investment Performance +8.85% (+1.08% vs SP500)
My Monthly Individual Stocks Performance +10.21% (+2.34% vs SP500)