Well a little bounce back after last months drubbing and I am getting closer to breaking an all-time new high and my investments are still doing quite well against the market for the year. We have started house construction and there are numerous costs hitting our budget this year related to that, yet we are still on pace to put about $50,000 into our investment accounts which will be an all-time high for us – so I feel pretty good about that.
The new house will certainly put a crink in our finances for the foreseeable future, but the good news is we saved a lot of money when we were young so we should not jeopardize our financial future too much by taking on that massive liability. Granted we could be retired by now if we had never entertained the idea of a house out in the country with loads of land and an indoor basketball court, but life is all about balance and with our ability to save a large portion of our take home pay we should be able to overcome seemingly unfrugal decisions.
Taxable Account – $21,175.65 (+4.41%)
Traditional Rollover IRA – $32,836.97 (+0.96%)
My Roth IRA – $150,138.67 (+2.76%)
Wife Roth IRA – $82,208.01 (+2.95%)
Traditional 401k – $243,151.54 (+1.00%)
Roth/Traditional % = 45.24% (tax free)
Total Retirement Nest Egg $529,510.84 (+1.93%)
Retirement Salary (4%) – $20,780.31
Monthly Contributions $1,716.64 (401k)
SP500 Performance +0.05%
My Monthly Investment Performance +1.60% (+1.55% vs SP500)
My Monthly Individual Stocks Performance +2.73% (+2.68% vs SP500)