This may already exist, but I don’t think so as I have never seen it. My idea is to allow banks to let you “tag” money in checking or savings account for a certain purpose. Currently if you want to distinguish money for a certain purpose, say Christmas spending money you go and open an entirely different savings account to do so. This results in another statement being mailed to you and more work and expense for the bank to keep track of this new account.
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April 2007
Monthly Archive
Tue 10 Apr 2007
Mon 9 Apr 2007
This week’s Carnival of Personal Finance is being held over at AccumulatingMoney. Each host usually puts their personal touch on the carnival and this week is no different. AccumulatingMoney actually put all the articles in a grid which is sortable by column (if you are using IE). It’s even AJAXY so no post backs 
The geek in me love’s this touch and then you don’t have to worry as much about people complaining about where their article got placed in the carnival. My article on Save for tomorrow – but don’t forget to live today is included in the article
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Mon 9 Apr 2007
Cash Plus Rewards – The gig is up no more 5% back on all purchases at Wal-Mart
Posted by MFJ under Credit Cards , General[3] Comments
Late last week I received a letter for both of my Chase Cash Plus Rewards credit cards stating that I would no longer be earning 5% back for my purchases made at superstores, warehouse clubs, and discount stores. This really sucks because my family and I do almost all of our shopping at Wal-Mart and it was just amazing how fast we racked up the rewards. Nearly all our Christmas shopping, home supplies, etc getting 5% back was a big deal.
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Fri 6 Apr 2007
Frugal lawncare – Part II Overseeding
Posted by MFJ under Frugal LawnCare , Frugality , General[5] Comments
In Part I I talked about organic fertilizers that can often be found much cheaper than the chemical versions. In Part II I am going to talk about over seeding.
Overseeding is probably the #1 thing you can do to a lawn to make it look great. Overseeding is simply planting grass seed over the top of your existing lawn. There are a number of ways to accomplish this, but in this article I am going to go with what I did to my lawn last spring as I had just incredible results. My lawn went from bare patches, lots of weeds, and dead areas to people asking me if I had my yard sodded.
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Thu 5 Apr 2007
Save for tomorrow – but don’t forget to live today
Posted by MFJ under Frugality , General[9] Comments
I recently received an email from one of my readers (Doug) and I thought I would share it with you as it really hit home with me and I think it might with many of my readers. Doug was kind enough to give me a few compliments, which made my day, but in the end it was I who really learned something. It’s a little long, but please read it in it’s entirety as it is probably one of the best pieces of writing you will see on this site.
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Mon 2 Apr 2007
March was another good month for My Financial Journey. Here are some of my favorite posts from the previous month.
March 5 – How to go about frugal landscaping – Part II
March 9 – I just don’t get it – what is the big deal about gas prices?
March 13 – Million Dollar Kids – Give me a break
March 17 – Frugal cure for a sore throat (92 comments and 4800+ diggs)
March 21 – What not to do with your tax return
March 23 – When lightening strikes
March 29 – My Financial Journey’s pimp ride version 2
Mon 2 Apr 2007
I recently sold my original pimp ride so I figured it would be good to break down the costs of the vehicle.
Purchased
1990 Ford Escort
Purchase Date: 10/2004
Mileage: 90,000
Cost $1000
Sales Tax $50
Repairs: $463 (tie-rods, timing belt)
Maintenance (oil-changes) – $100 (5)
Insurance Costs: $575 ($115 every 6 months)
Total Expenses= $2288
Sold
Sold: 04/2007
Mileage 129,000
Money Received – ($125)
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