The Festival of Frugality #59 is up atÂ Thetaoofmakingmoney.Â I always find the festival of frugality to be full of great new ideas on how to save money and this one is no different.Â Golbguru did an excellent job of hosting and organizing the carnival into distinct categories.Â As usual the carnival is huge and for those of you that haven’t had the opportunity to host a carnival yet, it really is a lot of work.Â Anyway my article is down in the car section, go check it out!!
Well today is my first day at my new employer. It was easy finding jobs, but is was difficult deciding which job was the best for me (as you can tell if you’ve followed my blog this month). Anyway today is a new start for me and hopefully puts me a couple steps closer to meeting my financial goals and needs. In fact in the near future I’m probably going to have to revisit my original financial goals as I’m afraid it’s just going to be too easy for me to reach my current set of goals due to the fact that I’m making more money now and well will be stuck contributing to a traditional 401k instead of a Roth 401k so I’ll be contributing a lot more principal now and won’t necessarily be better off for it.
Regardless I think today is a good day for me and hopefully a couple years down the road I’ll look back on this and decide a I made a wise decision.
The carnival of personal finance #85 is being hosted at FiveCentNickel this week.Â As usual there are many high quality posts at the carnival.Â I submitted my article on the odds of winning the lottery and it even made the editor’s choice section.Â Anyway go check out the carnival and thanks again to Nickel for hosting.
Well if there was one thing and one thing only that I could recommend to people really looking for ways to save money to get out of debt or save some extra money for retirement it would be don’t ever buy a new car. In fact I would go one step further and say spend as little money as possible on your cars.
Well today was a pretty good day for me.Â In the span of a few hours I found out that I’d be receiving about $4,000 total that I never expected to receive.Â The first windfall came when I went out to lunch with a local IT recruiter who I had worked with during my job hunt, but actually ended up turning down the job offers I got through her.Â What I did do though was email her the names of a couple guys I worked with who might be interested in the jobs I turned down.Â Well turns out that they both took jobs through her company.Â …
I don’t go to casinos, I don’t buy scratch offs, and I don’t play the powerball no matter how high the jackpot. That is until tonight, I was just informed that my wife threw in $10 with her family to buy lottery tickets. Now before I go off portraying my wife as a know nothing moron who plays the lottery I can see the occasional “fun” money being spent on what-if scenarios and by all other accounts I don’t think there are two many women in this world that can handle expenses as well as my wife. Me however I feel almost sick that some of our hard-earned money was voluntarily paid into the stupidity tax. I would rather have heard her say that she had just lit a $10 bill on fire to see what would happen.
I am curious to see what kind of vehicles my readers drive and why they drive the vehicles that they do. Purchasing a vehicle is usually a pretty major decision/expense and depending upon what kind vehicle you buy, how you pay for it (cash, credit), and how you maintain your vehicle can really affect your overall financial picture.